The Community Living Assistance Services and Supports Act, or CLASS Act, is part of the Patient Protection and Affordable Care Act signed into law by President Obama in March 2010. The CLASS Act establishes a national government-run long-term care insurance program, to be offered primarily through employers.
The CLASS Act is the federal government’s attempt to offer long-term care coverage to as many people as possible. However, the legislation has its share of shortcomings. Areas of concern include inadequate benefits, expensive premiums, and uncertain long-term viability.
